I Delayed My Social Security Until Age 70

Social Security benefits increased by 2.5% in 2025. Why retirees may feel it's not enough
The Social Security cost-of-living adjustment for 2025 is the lowest since the post-Covid inflation spike. Yet retirees still face high prices.
How And Why I Delayed My Social Security Until Age 70
We carefully adjusted our living expenses so that we could be satisfied with less income compared to our working years. It also helped that we had some control over the hours we worked and that our work involved helping people. Both of these conditions helped us enjoy our semi-retirement more.
Here's the Average Social Security Benefit at Ages 62, 66, and 70
Regardless of whether you have just entered the labor force or left it a long time ago, there's a high probability you'll rely on your Social Security check, in some capacity, to
3 Little-Known Social Security Rules All Married Retirees Should Know
Social Security retirement benefits are usually straightforward. You work for years. You file for Social Security once you're old enough to do so. You receive the benefits. Easy-peasy, right? However,
You Can Apply For Social Security Early, But There's One Catch You Should Know
Applying early for your Social Security benefits is doable, but the financial hit you're likely to take may make it less worth it.
2 Little-Known Social Security Rules Everyone Needs to Know by the Time They Reach 62
When you claim Social Security has a big impact on how much you'll receive each month. If you claim early, you might end up regretting the reduction to your benefit. These two rules can help in cases where you wish you had delayed Social Security a bit longer.
3 Reasons It's Dangerous to Retire on Social Security Alone
Although millions of older Americans rely heavily on Social Security to make ends meet in retirement, an estimated 40% depend solely on those monthly benefits, according to the National Institute on Retirement Security.
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Social Security Fairness Act: Will You Qualify For Back Payments?
The Social Security Fairness Act repeals two provisions that will give qualifying individuals more money and potential back ...
Some Workers Claiming Social Security May See a Benefit Bump in 2025 Thanks to This Adjustment
Social Security's 2.5% cost-of-living adjustment (COLA) for 2025 was disappointing for many seniors. It added just $49 to the ...
Liz Weston: Government pension offset changes to Social Security are coming, but will take time
Those who applied for Social Security and were denied due to government pension offset rule or windfall elimination provision ...
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I’ve Got a $4 Million Nest Egg. Do I Need to Worry About When to Claim Social Security?
There are many retired Americans today who get the bulk of their income from Social Security. And for some people, those ...
2 Social Security Changes That Could Hurt You Financially in 2025
Social Security's earnings test limits also rose in 2025. This year, seniors who work and collect benefits will be able to ...
How Much Could Trump’s Social Security Pick Impact Your Benefits? What to Expect in 2025
President Donald Trump has tapped businessman Frank Bisignano as the Social Security Commissioner. What could that mean for ...
The New Social Security Law May Boost Your Benefits—What One Expert Wants You To Know
Investopedia spoke with Isabel Barrow at Edelman Financial Engines to discuss the changes the new Social Security Fairness Law will bring and the impact it could have on retirees.
Here's How to Collect Social Security Without Working a Day in Your Life
Qualifying for Social Security benefits in retirement generally goes something like this: Work and pay taxes on your income.
How do you appeal a denial of Social Security benefits? Reconsideration process explained
Receiving a denial for Social Security benefits can be discouraging, but it doesn't mean the end of your journey. The Social ...
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Social Security February 2025: Here's When Your Check Is Coming
We're heading into February and that means a new round of payments for Social Security beneficiaries. Here's when you'll get ...