Here are ten ways to create reliable, low-risk income streams that can help you maintain the lifestyle you want in retirement.

Enoch Omololu writes about personal finances for millennials. A regret-free retirement requires several years of planning, putting money aside, and staying the course. The average expected ...

But hold on, this final stretch is crucial. Let's make sure you're fully prepared to enjoy a rewarding and stress-free retirement. The last thing you want is to approach this pivotal moment ...

Plug those numbers into NerdWallet’s free retirement calculator to project your monthly income in retirement. $23,000 in 2024 and $23,500 in 2025. (In 2024 and 2025, people age 50 and older can ...

s that are now available offer the added benefit of tax-free withdrawals. However, there are times when the taxes you'll owe on retirement-plan distributions can be greater than the tax you'd have ...

Smart financial moves can significantly lower your tax bill in retirement. Tax-free retirement income sources include Roth IRAs, municipal bonds, and some Social Security payments. Additionally ...

or if you want to supplement it — a Roth IRA is a great way to maximize your retirement savings. You contribute after-tax dollars, so your withdrawals later in life are tax-free. Having both a ...

It’s more important that you set yourself up for retirement success first. Heck, maybe you’ll be the first one in your family to break free from a generational cycle of broke. Calculating how ...

The adjustments reflect how inflation is slowing down and upcoming changes to the rules based on the Secure 2.0 Act and the Tax Cuts and Jobs Act.

A Roth retirement account is funded with money that you've already paid taxes on. As long as you follow certain rules, you get tax-free distributions in retirement. The SECURE Act 2.0 relaxes a ...

Roth IRA benefits include tax-free retirement income, no RMDs, and tax-free inheritance for heirs. A Roth IRA is an individual retirement account that enables your money to grow tax-free.