Less than 2% of Americans have perfect credit. Find out why achieving a perfect 850 is so rare -- and see whether you really ...

A credit score is a three-digit number used by lenders to assess your creditworthiness, that is, how likely you are to repay borrowed money on time. Lenders use your credit score to decide whether to ...

Credit scores are measured from 300 to 850. Anything below 629 is considered 'bad', while anything above 720 is 'excellent, ' ...

Your credit score is likely to decline if you open a new credit card. But there's more to the story. Keep reading to learn ...

Your score can impact your mortgage interest rate as well as the types of loans you’re eligible for ...

Check your free credit score and credit report as often as you want, and get alerts about changes so you can manage your credit effectively. Credit education Stay on top of your score with ...

Improving your credit score requires understanding factors affecting it. With disciplined financial habits, you can steadily ...

You might assume that you don't need a credit score if you never plan to borrow money. But read on to see why being credit ...

Rent payments can help build credit, but only if a rent reporting service is involved. Learn the different ways rent can ...

Credit card issuers consider multiple factors when you apply. Read on to see some reasons why you may get denied for a new ...

Opening a new credit card or loan can temporarily ding your credit score. But what about opening a checking or savings ...

However, our opinions are our own. See how we rate credit score services to help you make smart decisions with your money. Credit scores are an essential part of adulthood. The three-digit number ...