If you are applying for a mortgage, you might not realise how big a part your credit score has to play when buying a new home.

Most mortgage lenders want you to have a credit score of at least 620 -- but there are exceptions. Read on to learn more ...

Not sure if debt settlement is right for you? This article outlines the key pros and cons of debt settlement, including ...

Your credit utilization ratio is a credit scoring factor accounting for 30 percent of your FICO score. You can calculate your ...

In most cases, the highest credit score possible is 850. You can achieve the highest credit ... but any score of 800 or up is considered exceptional and will usually give you access to the best rates ...

Technically, a "good" credit score is between 670 and 739 and this is the average range of a U.S. credit score. A good credit ...

If you’ve ever checked into a hotel, you’ve gone through the motions of handing over your credit card and ID in order to gain ...

Like it or not, you have a number — and it’s either helping or hurting you. Here’s a simple guide to making yours better.

You likely already practice good credit habits to earn your 700 score, but there are ways to take it higher. An excellent score (720 and above) can get you the best rates. The good news is that it ...

Creative financing for real estate offers investors a range of options beyond traditional bank loans, making it possible to ...

The FICO scoring system is very commonly used throughout the U.S., and scores range from 300 to 850. My FICO® Score is an 810 ...

Your credit score is a key factor in securing the best mortgage rate. Find out the ideal range to maximize your savings and ...