“Having a high credit utilization ratio shows that you’re close to maxing out your credit cards, and can significantly lower ...

When it comes to car buying, a number of lenders use the FICO Score 8 and 9 or VantageScore 3.0. However, there is also an ...

With a new Wells Fargo Reflect® Card, you’ll receive an amazing 21 months of 0% intro APR from the date the account is opened ...

There's one good reason to cancel your credit card, even when doing so would hurt your credit score: overspending. This is ...

Another good way to snag a credit score boost is to lower your credit utilization ratio, which measures how much of your ...

If you have bad credit or even fair credit, you may find it more difficult to rent an apartment. Strategies to consider ...

Balance transfer credit cards can help you get out of high-interest debt quickly and efficiently. There are several pitfalls ...

We pick two credit cards that could be the perfect match for a student with modest income and big travel ambitions.

The Firstcard Secured Credit Builder card doesn’t require a credit check or a Social Security number, making it a top pick ...

I f you’ve recently found out your credit score falls into the “fair” range — typically between 580 and 669 for FICO scores ...

Starting in October, federal student loan borrowers need to start making payments toward their loans otherwise they may face consequences, like a hit to their credit score. President Joe Biden's ...