The headline safe withdrawal rate from Morningstar’s 2024 retirement income research was dispiriting: We pegged 3.7% as a ...

The National Pension System (NPS) offers tax benefits under both the Old and New Tax Regimes, but with differing advantages, ...

It is not wise to take risks in investment as you approach retirement. In such a situation, it is usually better for ...

You can usually only reach back six tax years to fill gaps in your NI record, but until 5 April Brits have a time-limited opportunity to reach all the way back to 2006 to boost their state pension ...

Understanding the nuances between a 401(k) and an IRA is crucial for young professionals aiming to secure their financial ...

The law change amends the latter rule. Beginning in 2025, part-time employees only need two years of employment with at least 500 hours of service in each to qualify. This doesn't apply to ...

But there is a consensus. Investment and insurance firm Northwestern Mutual says the average American believes they'll need ...

Part-time work offers greater flexibility than traditional, full-time employment, but it comes with its own challenges.

When retirement planning becomes serious, you must consider where your investments will be held. Anyone who wants to retire ...

This rule of thumb on how much retirees can safely withdraw per year could lead some to run dry if stocks hit the skids.

“Put some money in a real estate investment trust ,” Woroch advises. “REITs allow you to buy shares of a real estate ...

An IRA or 401 (k) rollover is one of those bumps in the road. A number of events can arise that make a rollover necessary, ...