Less than 2% of Americans have perfect credit. Find out why achieving a perfect 850 is so rare -- and see whether you really ...

Opening a new credit card or loan can temporarily ding your credit score. But what about opening a checking or savings ...

Your credit score is likely to decline if you open a new credit card. But there's more to the story. Keep reading to learn ...

Credit card issuers consider multiple factors when you apply. Read on to see some reasons why you may get denied for a new ...

Rent payments can help build credit, but only if a rent reporting service is involved. Learn the different ways rent can ...

Initially I worried that taking out a personal loan would complicate my life. However, being strategic about my loan has ...

A good credit score is important for getting access to loans, rental options and even job opportunities. Good credit can lead ...

Credit scores are measured from 300 to 850. Anything below 629 is considered 'bad', while anything above 720 is 'excellent, ' ...

A credit score of under 600, on the other hand, could be considered fair to poor, depending on how low it is. And with a ...

Your credit score is more than just your spending history. It is a new invention designed to trap modern consumers.

Improving your credit score requires understanding factors affecting it. With disciplined financial habits, you can steadily ...

Technological advancement has given modern financial lenders an unparalled capacity to reduce lending risk, now that lenders ...