Your credit utilization ratio is a credit scoring factor accounting for 30 percent of your FICO score. You can calculate your ...

In our inter-connected world today, keeping tabs on your credit score matters more than it ever has. As we move through the ...

Between Sept. 9 and 13, U.S. News & World Report ran a nationwide survey of 1,200 consumers over the age of 25 who are ...

In most cases, the highest credit score possible is 850 ... Meanwhile, you can continue to monitor your credit score as you work to improve it by accessing your credit score or report for free.

An excellent score (720 and above) can get you the best rates. The good news is that it doesn’t take much to improve your credit when you're already in the good range. A single late payment can ...

Your credit score is a number you may not think much about until you're ready to apply for a new personal loan or credit card ...

If you open your credit statement with a weary sigh, you might not exactly think of your bank, or any financial services ...

A look at how long negative information like bankruptcies, late payments and collections can remain on your credit report and ...

Rates on 3-year fixed-rate loans averaged 15.79%, down from 16.08% the seven days before and up from 14.96% a year ago. Rates ...