Currently, the best 1-year CD rates are some of the best rates you can get on CDs in general. The best CD rate for a 12-month CD term right now is 4.55% APY from Credit Human Federal Credit Union.

In January 2025, the Federal Reserve kept interest rates steady. Since Federal Reserve decisions impact CD rates, it's likely that CD rates will stay around the same in February as they were in ...

Commissions do not affect our editors' opinions or evaluations. A one-year certificate of deposit (CD) gives you a guaranteed return on your investment with the security of FDIC insurance and the ...

But, a certificate of deposit (CD) can help. That's because today's leading accounts come with higher returns than the current inflation rate. However, strong current returns aren't the only ...

A no-penalty certificate of deposit is a type of CD that charges no fee for withdrawing money before the term expires. It offers more flexibility than other CDs. Strict editorial guidelines to ...

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Copyright 2025 The Associated Press. All Rights Reserved. Michigan State Tom Izzo gestures to his fans after his record breaking win during an NCAA college basketball ...

Tom Morello is best known as the guitarist with Rage Against The Machine, but there’s much more of his playing to marvel at than that - and these are his best albums ...

Tom Sietsema has been The Washington Post's food critic since 2000. In leaner years, he worked for the Microsoft Corp., where he launched sidewalk.com; the Seattle Post-Intelligencer; the San ...

Browse Investopedia’s expert-written library to learn more. CDs, along with other types of deposit products, do not build credit. Only borrowing money through some type of loan from a ...

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